If you were married to your spouse when they passed away, Social Security does not require that you were married for 10 years. Medical Insurance: Once you are found disabled and entitled to Social Security disability benefits, you will also be eligible for medical insurance though Medicare or Medicaid. However, eligibility for Medicare does not start until you have been disabled for 25 months. In addition to the medical requirement that you have a physical or mental impairment which prevents you from working at a “substantial” gainful level, and the condition has existed or is expected to exist for at least a 12 month period, you must also show that your condition has existed and has been disabling since before your 22nd birth date. The adult child must not have worked and earned “substantial earnings” for an extended period at any point after turning 22; however, certain expenses the adult child incurs in order to work may be excluded from these earnings.
Medicaid is a state-run program that provides hospital and medical coverage for people with low income and little or no resources. The state will have strict guidelines and requirements that must be met for an individual to be considered for any of the benefits associated with Medicaid. Medicaid can be a huge help if you have a low income and are in need of insurance coverage. This program was out into place to help the needy by providing them with benefits and services that they would not have access to otherwise. The first step when applying is to know the answer to, “What is Medicaid?” Keep in mind that Medicaid is completely different from Medicare.
These are the additional strict rules to control all the Medicare supplement plans by the federal and state lows to protect the consumers. The front coverage area of all the companies is the same which is also controlled by the lows of federal and state lows. Some people qualify for both Medicare and Medicaid. For more information about the Medicaid program, contact Social Security or your local social services or welfare office. Medicare supplement insurance is a must take action for those, who lives in a fixed income structure. Without these programs, a lot of elderly people would not be able to make it through the months. Social Security has come a long way from its origins. Many senior citizens are able to still enjoy their way of life with this program.
The program is typically reserved for poor individuals that cannot afford the means for other insurance coverage. This means that both income and assets are considered during the application review. Full disclosure of all assets is required in order to be considered for Medicaid benefits. Before going to shop for the Medicare Supplement insurance one should know about the facilities that can be covered by a general Medicare plan. It is the first step to understand what kind of supplement he/she needs after Medicare coverage. The services one may get from a Medicare are the doctor costs and extra charges (part B), hospital costs (part A), at home recovery, emergencies in foreign travel, costs of skilled nursing home, blood bank services, prescribed medication costs and for the costs of preventive care. You may enquire for clarity before the shopping what the coverage is and what is not under a specific Medicare Supplement plan.